Let us help guide you to step onto the property ladder or to continue to climb the ladder, alleviating stress and anxiety

Buying your first house or subsequent purchases, as you grow in your financial journey, is exciting but can be fraught with anxiety, confusion or just the fear of “Am I going about this the right way to get the very best product for my circumstances?” 

 

The Mortgage market has changed dramatically over the years with stricter lending rules and complex underwriting criteria now in place as a result of events like the “Financial Crisis” and for that reason many people now use a broker as this gives you added industry protection. 

 

The Financial Maze is here to guide you through your mortgage journey and ensure you get the best product for your circumstances by pointing you to the very best advice.

 

You might be asking yourself the following questions

·  How do I get a mortgage? 

·  What is the difference between a restrictive broker and a whole of Market broker? 

·  Is my property suitable for a Mortgage?

·  What are the different products and rates available and how do they work? 

· What kind of valuation do lenders offer and are there other option if a property is “outside the Norm”? 

·  What insurances/assurance will be discussed with me and how do they work? 

·  Is it always wise to just look at the cheapest insurance/assurance product or are there other factors to consider? 

·  If you’re a first-time buyer another question might be “How do Shared Ownership and Help to Buy schemes work?